Money News Research and Studies - Study Finds https://studyfinds.org/category/money/ Science, Wellness, And Consumer Research In A Nutshell Thu, 08 May 2025 17:57:58 +0000 en-US hourly 1 https://wordpress.org/?v=6.8 https://studyfinds.org/wp-content/uploads/2024/06/favicon-1-150x150.png Money News Research and Studies - Study Finds https://studyfinds.org/category/money/ 32 32 178417069 Money Worries Crushing Mental Health: 7 in 10 Americans Report Peak Financial Stress https://studyfinds.org/money-worries-crushing-mental-health-americans-report-peak-financial-stress/ https://studyfinds.org/money-worries-crushing-mental-health-americans-report-peak-financial-stress/#respond Thu, 08 May 2025 17:57:56 +0000 https://studyfinds.org/?p=141959

Americans are drowning in money worries, and it's taking a serious toll on their mental health. A new survey reveals that 70% of Americans say their financial stress has hit an all-time high.

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Does Warren Buffett’s Investing Philosophy Still Have A Future? https://studyfinds.org/does-warren-buffetts-investing-philosophy-still-have-a-future/ https://studyfinds.org/does-warren-buffetts-investing-philosophy-still-have-a-future/#respond Tue, 06 May 2025 13:49:26 +0000 https://studyfinds.org/?p=141894

Warren Buffett, the 94-year-old investing legend and chief executive of Berkshire Hathaway, has announced plans to step down at the end of this year. His departure will mark the end of an era for value investing, an investment approach built on buying quality companies at reasonable prices and holding them for the long term. 

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‘Dirty Secret’: Insiders Are Pulling The Strings In Crypto, Study Reveals https://studyfinds.org/crypto-daos-insiders-in-charge/ https://studyfinds.org/crypto-daos-insiders-in-charge/#respond Fri, 02 May 2025 16:01:28 +0000 https://studyfinds.org/?p=141838

The crypto revolution promised to eliminate middlemen and democratize finance, but researchers have uncovered that Decentralized Autonomous Organizations (DAOs) have a dirty secret.

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Young Workers Ready To Quit: Burnout, Pay Concerns Driving Exodus https://studyfinds.org/young-workers-ready-to-quit-burnout-pay-concerns-driving-exodus/ https://studyfinds.org/young-workers-ready-to-quit-burnout-pay-concerns-driving-exodus/#comments Tue, 29 Apr 2025 12:13:14 +0000 https://studyfinds.org/?p=141749

New research reveals younger workers are far more likely to be heading for the exit door, exhausted and underpaid.

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Why Nearly Half of Americans Have Given Up on Saving Money https://studyfinds.org/half-of-americans-have-given-up-on-saving-money/ https://studyfinds.org/half-of-americans-have-given-up-on-saving-money/#comments Tue, 22 Apr 2025 13:43:15 +0000 https://studyfinds.org/?p=141608

A new survey reports that 67% of Americans feel they're lagging behind their savings targets. Even worse, 47% have completely given up hope, believing they'll never reach the financial milestones they've set for themselves.

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The Hidden Life Insurance Crisis in American Homes https://studyfinds.org/hidden-life-insurance-crisis-in-american-homes/ https://studyfinds.org/hidden-life-insurance-crisis-in-american-homes/#respond Mon, 21 Apr 2025 15:59:54 +0000 https://studyfinds.org/?p=141575

Life insurance ownership in America has declined dramatically—from 77% of households in 1989 to just 52% in 2023. For younger generations, the statistics are even more concerning: only 40% of Gen Z and 48% of millennials have any coverage at all.

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Money Worries: Just 13% of Americans Feel Confident About Their Finances https://studyfinds.org/money-worries-just-13-of-americans-feel-confident-about-their-finances/ https://studyfinds.org/money-worries-just-13-of-americans-feel-confident-about-their-finances/#comments Mon, 21 Apr 2025 13:52:44 +0000 https://studyfinds.org/?p=141572

Economic anxiety continues to grip most Americans, with new research showing that barely one in ten people feel truly secure about their money situation right now.

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The New Money Mindset: How Americans Are Embracing Frugality https://studyfinds.org/new-money-mindset-americans-are-embracing-frugality/ https://studyfinds.org/new-money-mindset-americans-are-embracing-frugality/#respond Wed, 16 Apr 2025 01:38:37 +0000 https://studyfinds.org/?p=141476

Recent research reveals that 61% of Americans believe being frugal is less tacky today than it was 10 years ago, and it is generally viewed as a more positive characteristic.

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‘Debt Epidemic’ Grips Millions of Older Americans: 22% Have No Savings https://studyfinds.org/debt-epidemic-older-americans-no-savings/ https://studyfinds.org/debt-epidemic-older-americans-no-savings/#respond Wed, 02 Apr 2025 13:32:50 +0000 https://studyfinds.org/?p=141163

Recent research shows that more than half of Americans in their later years feel that debt has significantly limited their life choices and opportunities.

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Healthcare Crisis Hits New High: Record 29 Million Americans Can’t Afford Basic Care https://studyfinds.org/healthcare-crisis-hits-new-high-record-29-million-americans-cant-afford-basic-care/ https://studyfinds.org/healthcare-crisis-hits-new-high-record-29-million-americans-cant-afford-basic-care/#comments Wed, 02 Apr 2025 12:35:31 +0000 https://studyfinds.org/?p=141162

A survey by West Health and Gallup shows that 11% of Americans are now classified as "Cost Desperate" – unable to access quality healthcare and recently struggling to pay for needed care or medicine.

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New Chronic Condition? 53% of Americans Feel ‘Financially Frozen’ https://studyfinds.org/new-chronic-condition-americans-feel-financially-frozen/ https://studyfinds.org/new-chronic-condition-americans-feel-financially-frozen/#respond Tue, 18 Mar 2025 12:24:57 +0000 https://studyfinds.org/?p=140826

Most of us have felt that deer-in-headlights moment when facing our finances. Should I invest more? Am I saving enough? Can I afford this purchase? According to new research, this isn't just occasional anxiety – it's a chronic condition for many Americans.

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The perception gap: Americans divided on gender pay inequality https://studyfinds.org/gender-pay-gap-still-exists/ https://studyfinds.org/gender-pay-gap-still-exists/#respond Thu, 13 Mar 2025 14:35:46 +0000 https://studyfinds.org/?p=140718

A significant number of Americans still don't believe women earn less than men, even as the wage gap has recently gotten worse for the first time in twenty years. According to a new survey, 15% of Americans don't believe there's a gender pay gap at all.

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Want to save on energy bills? Line-drying clothes does the trick — while slashing carbon emissions, too https://studyfinds.org/line-drying-clothes-lowers-energy-bills-carbon-emissions/ https://studyfinds.org/line-drying-clothes-lowers-energy-bills-carbon-emissions/#respond Wed, 12 Mar 2025 22:41:29 +0000 https://studyfinds.org/?p=140702

The solution to reducing one of your home's biggest energy hogs might be hanging right in your backyard. New research from the University of Michigan reveals that line-drying clothes, even partially, could cut greenhouse gas emissions from drying by 41-67%, with complete line-drying eliminating them entirely.

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Is your money gone before it arrives? The sad reality of American paychecks https://studyfinds.org/sad-reality-american-paycheck/ https://studyfinds.org/sad-reality-american-paycheck/#comments Wed, 12 Mar 2025 16:18:54 +0000 https://studyfinds.org/?p=140693

A survey of 2,000 employed Americans making less than $75,000 annually shows what happens to the modern paycheck—where it goes, how fast it disappears, and how many people need to plan carefully just to make it through each month.

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Healthcare costs pushed Americans to borrow $74 billion in 2024 — despite most having insurance https://studyfinds.org/healthcare-costs-borrow-insurance-or-not/ https://studyfinds.org/healthcare-costs-borrow-insurance-or-not/#respond Thu, 06 Mar 2025 17:07:27 +0000 https://studyfinds.org/?p=140560

In a country with world-class medical care, millions of Americans face a tough choice: go into debt or forgo needed treatment.

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How financial stress can sabotage job satisfaction by fueling workplace burnout https://studyfinds.org/financial-stress-sabotaging-job-satisfaction-workplace-burnout/ https://studyfinds.org/financial-stress-sabotaging-job-satisfaction-workplace-burnout/#respond Mon, 03 Mar 2025 19:52:43 +0000 https://studyfinds.org/?p=140478

In today's world, the boundaries between our personal and professional lives often blur. Many of us try to keep financial worries separate from our work life, but a new study from the University of Georgia suggests this separation may be wishful thinking.

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Man wants to search dump for lost hard drive with Bitcoin fortune – here are his odds of finding it https://studyfinds.org/lost-hard-drive-bitcoin-fortune-landfill-wales/ https://studyfinds.org/lost-hard-drive-bitcoin-fortune-landfill-wales/#comments Thu, 27 Feb 2025 20:18:29 +0000 https://studyfinds.org/?p=140381

James Howells is considering buying a council dump in South Wales after his former partner accidentally threw away a hard drive containing his Bitcoin wallet.

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Northern Lights on a budget: Why Canada should be on your 2025 travel list https://studyfinds.org/northern-lights-budget-canada/ https://studyfinds.org/northern-lights-budget-canada/#respond Sun, 23 Feb 2025 23:25:46 +0000 https://studyfinds.org/?p=139880

Seeing the Northern Lights is on the bucket lists of countless people worldwide. However, picking the right place to visit, the right time of year to go, and even the right moon cycle can make this trip challenging to plan.

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Houston tops 2025 list of cities with most people in financial distress https://studyfinds.org/houston-2025-list-of-cities-with-most-people-in-financial-distress/ Thu, 20 Feb 2025 15:41:29 +0000 https://studyfinds.org/?p=140166

As Americans grapple with rising costs and economic uncertainty, a troubling pattern of financial distress is emerging across the nation's largest cities.

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Happy as is: 1 in 6 people wouldn’t give up current life for any amount of money https://studyfinds.org/money-give-up-life-travel-world/ https://studyfinds.org/money-give-up-life-travel-world/#respond Wed, 19 Feb 2025 16:48:38 +0000 https://studyfinds.org/?p=140138

Ever wondered how much money it would take for someone to quit their job and travel the world? According to new research, the magic number is $287,731.

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Your next eBay purchase could be cheaper if you understand this timing trick https://studyfinds.org/your-next-ebay-purchase-could-be-cheaper-if-you-understand-this-timing-trick/ https://studyfinds.org/your-next-ebay-purchase-could-be-cheaper-if-you-understand-this-timing-trick/#respond Tue, 18 Feb 2025 23:10:18 +0000 https://studyfinds.org/?p=140123

When a potential buyer makes an offer on eBay, sellers face a simple choice: accept, reject, or counter. New research reveals that the time taken to make this decision could significantly influence the outcome of the deal.

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Online sports betting surge drives record-breaking cry for addiction help https://studyfinds.org/online-sports-betting-surge-drives-record-breaking-cry-for-addiction-help/ https://studyfinds.org/online-sports-betting-surge-drives-record-breaking-cry-for-addiction-help/#respond Tue, 18 Feb 2025 13:13:05 +0000 https://studyfinds.org/?p=140091

Since the 2018 Supreme Court decision that opened the floodgates for legalized sports betting beyond Nevada, the landscape of American gambling has transformed dramatically.

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2025 Housing Market Outlook: Americans face tough choices amid rising costs https://studyfinds.org/2025-housing-market-outlook/ https://studyfinds.org/2025-housing-market-outlook/#respond Mon, 17 Feb 2025 20:42:48 +0000 https://studyfinds.org/?p=140082

As the 2025 housing market takes shape, a new survey reveals that two-thirds of Americans are apprehensive about the real estate landscape, with many potential buyers feeling priced out of their dream of homeownership.

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Can President Trump really kill off the penny – and should he? https://studyfinds.org/can-president-trump-really-kill-the-penny/ https://studyfinds.org/can-president-trump-really-kill-the-penny/#comments Thu, 13 Feb 2025 15:55:06 +0000 https://studyfinds.org/?p=139983

In the middle of Super Bowl LIX, President Donald Trump posted on social media that he was getting rid of the penny.

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Average couple argues about money 58 times a year https://studyfinds.org/average-couple-argues-about-money-58-times-a-year/ https://studyfinds.org/average-couple-argues-about-money-58-times-a-year/#respond Tue, 11 Feb 2025 17:27:34 +0000 https://studyfinds.org/?p=139928

A new survey reveals that 32% of people feel uncomfortable talking about money with their significant other -- and given how often couples argue about finances, this discomfort isn't surprising.

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95% of profits at major healthcare companies go to shareholders, not services https://studyfinds.org/healthcare-company-profits-shareholders/ https://studyfinds.org/healthcare-company-profits-shareholders/#respond Mon, 10 Feb 2025 18:50:50 +0000 https://studyfinds.org/?p=139896

As Americans grapple with rising healthcare costs, a revealing new study shows where much of that money is going - and it's not necessarily toward better patient care or medical research.

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How to spot dying crypto exchanges before your assets are trapped https://studyfinds.org/how-to-spot-dying-crypto-exchanges/ https://studyfinds.org/how-to-spot-dying-crypto-exchanges/#respond Wed, 05 Feb 2025 18:43:17 +0000 https://studyfinds.org/?p=139791

In the volatile world of cryptocurrency trading, platforms vanish as quickly as they emerge. This nightmare scenario has already played out for thousands of traders globally, with nearly 500 cryptocurrency exchanges failing since 2014.

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IRS ignorance: 1 in 5 young Americans think students don’t need to pay taxes https://studyfinds.org/irs-ignorance-taxes/ https://studyfinds.org/irs-ignorance-taxes/#respond Mon, 27 Jan 2025 14:09:48 +0000 https://studyfinds.org/?p=139500

If you've ever stared at your tax forms like they're written in ancient hieroglyphics, you're not alone.

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‘Is this it?’ How to avoid the psychological spiral that retirement might bring https://studyfinds.org/retirement-stress-psychological-spiral/ https://studyfinds.org/retirement-stress-psychological-spiral/#respond Mon, 20 Jan 2025 23:20:40 +0000 https://studyfinds.org/?p=139268

One morning you’ll wake up and won’t have to go to work. How will it feel? Relaxing? Lonely? Exciting? Terrifying? Or, might it encompass all of these?

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How smoking cigarettes could sabotage your career and income https://studyfinds.org/smoking-cigarettes-career-income/ https://studyfinds.org/smoking-cigarettes-career-income/#respond Wed, 15 Jan 2025 18:48:43 +0000 https://studyfinds.org/?p=139189

Most people know smoking is bad for their health, but a new study suggests it could also be bad for their wealth.

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Medicare’s broken promise: Why supplemental benefits aren’t delivering for millions of seniors https://studyfinds.org/medicare-advantage-broken-promise/ https://studyfinds.org/medicare-advantage-broken-promise/#respond Wed, 15 Jan 2025 13:38:52 +0000 https://studyfinds.org/?p=139170

The real question isn't just whether Medicare Advantage plans offer extra benefits, but whether those benefits actually help seniors get the care they need.

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Gender shock: Study reveals men, not women, make more emotional money choices https://studyfinds.org/study-men-not-women-make-more-emotional-money-choices/ https://studyfinds.org/study-men-not-women-make-more-emotional-money-choices/#comments Tue, 07 Jan 2025 18:52:10 +0000 https://studyfinds.org/?p=138971

When it comes to making financial decisions, conventional wisdom suggests keeping emotions out of the equation. But new research reveals that men, contrary to traditional gender stereotypes, may be significantly more susceptible to letting emotions influence their financial choices than women.

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54% of hiring managers ask this type of interview question. Here’s how to prepare https://studyfinds.org/hiring-managers-ask-this-job-interview-question-heres-how-to-prepare/ https://studyfinds.org/hiring-managers-ask-this-job-interview-question-heres-how-to-prepare/#respond Fri, 03 Jan 2025 18:23:17 +0000 https://studyfinds.org/?p=138864

When preparing for your next job interview, you might want to spend as much time reflecting on your failures as your achievements.

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‘Disturbing surge in cryptocurrency fraud’ led by young, tech-savvy Nigerian men https://studyfinds.org/disturbing-surge-in-cryptocurrency-fraud-nigeria/ Wed, 01 Jan 2025 20:07:01 +0000 https://studyfinds.org/?p=138800

In an eye-opening study that sheds new light on the evolving landscape of digital financial crime, researchers have uncovered a striking pattern in Nigerian cryptocurrency fraud: all convicted perpetrators are male, and nearly two-thirds are under 30 years old.

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5 consumer myths to ditch in 2025 https://studyfinds.org/5-consumer-myths-to-ditch-in-2025/ https://studyfinds.org/5-consumer-myths-to-ditch-in-2025/#respond Wed, 01 Jan 2025 16:31:17 +0000 https://studyfinds.org/?p=138795

As we enter a new year, it’s the perfect time to reflect on and leave behind some consumer myths that are detrimental to ourselves and to the planet.

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‘Soft landing’ with hidden risks: Why 2025’s economy sits on razor’s edge https://studyfinds.org/your-2025-financial-forecast/ https://studyfinds.org/your-2025-financial-forecast/#respond Tue, 31 Dec 2024 12:30:00 +0000 https://studyfinds.org/?p=138733

As we turn to 2025, experts are optimistic the economy will keep growing. But that’s not without some caveats.

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You shouldn’t have! Holiday shoppers spending $10.1 billion on gifts nobody wants https://studyfinds.org/holiday-shoppers-unwanted-gifts/ https://studyfinds.org/holiday-shoppers-unwanted-gifts/#respond Thu, 19 Dec 2024 14:53:46 +0000 https://studyfinds.org/?p=138441

This holiday season, take a moment to ask yourself, "Does this person really want what I'm buying them?" A new survey finds the answer is likely no!

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As mobile payments get more ‘painful,’ cash could make a comeback https://studyfinds.org/mobile-payments-cash-comeback/ https://studyfinds.org/mobile-payments-cash-comeback/#respond Thu, 19 Dec 2024 12:47:22 +0000 https://studyfinds.org/?p=138440

The “pain of payment effect” is the psychological discomfort of parting with money in the moment of paying.

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Why you shouldn’t turn to ChatGPT for financial advice just yet https://studyfinds.org/chatgpt-financial-advice/ https://studyfinds.org/chatgpt-financial-advice/#respond Wed, 18 Dec 2024 20:19:21 +0000 https://studyfinds.org/?p=138412

"For broad concepts where there have been good explanations on the internet for a long time, ChatGPT can do a very good job at synthesizing those concepts. If it's a specific, idiosyncratic issue, it's really going to struggle," researchers say.

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Christmas jackpot! Why it really pays to be on Santa’s ‘nice list’ https://studyfinds.org/pays-to-be-on-santas-nice-list/ https://studyfinds.org/pays-to-be-on-santas-nice-list/#comments Wed, 18 Dec 2024 14:44:49 +0000 https://studyfinds.org/?p=138353

Parents whose kids believe in Santa plan to spend over $100 more on gifts this year than parents whose children don't believe in Jolly Old St. Nicholas.

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The ‘FinTok’ gold rush? More Americans turning to TikTok for their money advice https://studyfinds.org/tiktok-money-advice/ https://studyfinds.org/tiktok-money-advice/#respond Sat, 14 Dec 2024 14:00:00 +0000 https://studyfinds.org/?p=138039

Americans collected an average of 42 pieces of financial knowledge from TikTok in 2024.

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Humbug! Shoppers won’t recover from holiday spending until May 2025 https://studyfinds.org/wont-recover-from-holiday-spending/ https://studyfinds.org/wont-recover-from-holiday-spending/#respond Mon, 09 Dec 2024 16:15:35 +0000 https://studyfinds.org/?p=137908

Overall, the average American will spend over $2,000 this season. However, many don't have this cash on hand.

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61% of shoppers say the holiday season is financially terrifying https://studyfinds.org/holidays-financially-terrifying/ https://studyfinds.org/holidays-financially-terrifying/#respond Sat, 07 Dec 2024 13:00:00 +0000 https://studyfinds.org/?p=137666

56% of respondents feel pressured to spend money during the holidays, with family emerging as the primary source of financial strain.

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The psychology of pay: How personality traits can influence salary https://studyfinds.org/personality-traits-influence-salary/ https://studyfinds.org/personality-traits-influence-salary/#respond Fri, 06 Dec 2024 13:24:50 +0000 https://studyfinds.org/?p=137853

Despite decades of progress toward workplace equality, a stubborn gender wage gap persists, with women earning about 25% less than their male counterparts.

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7.8 million Americans in financial distress: Which states are struggling the most? https://studyfinds.org/2024-states-with-financial-distress/ https://studyfinds.org/2024-states-with-financial-distress/#comments Fri, 06 Dec 2024 12:39:45 +0000 https://studyfinds.org/?p=137854

Are you feeling financially stressed as 2024 comes to a close? You're not alone, not even close.

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‘Guilt tipping’ isn’t just uncomfortable — It’s changing consumer behavior forever https://studyfinds.org/guilt-tipping-changing-consumers/ https://studyfinds.org/guilt-tipping-changing-consumers/#comments Tue, 03 Dec 2024 19:47:11 +0000 https://studyfinds.org/?p=137671

A new study reveals that when customers feel observed while tipping, they may leave higher tips but are less likely to return to the business.

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American Nightmare: Only 31% think they’ve financially ‘made it’ https://studyfinds.org/financially-made-it/ https://studyfinds.org/financially-made-it/#comments Sat, 30 Nov 2024 12:00:00 +0000 https://studyfinds.org/?p=137465

34% of millennials claim they've achieved financial success – the highest percentage among all generations.

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To control your holiday spending, stick with cash https://studyfinds.org/holiday-spending-stick-with-cash/ https://studyfinds.org/holiday-spending-stick-with-cash/#respond Fri, 29 Nov 2024 13:15:13 +0000 https://studyfinds.org/?p=137581

The average U.S. shopper expects to spend more than $1,000 on gifts for Christmas and other winter holidays this year, surveys show.

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Taxpayers spend 22% more supporting Medicare Advantage – the private Medicare option that was supposed to be cheaper https://studyfinds.org/taxpayers-medicare-advantage/ https://studyfinds.org/taxpayers-medicare-advantage/#comments Tue, 26 Nov 2024 18:00:34 +0000 https://studyfinds.org/?p=137511

Medicare Advantage – the commercial alternative to traditional Medicare – is drawing down federal health care funds, costing taxpayers an extra 22% per enrollee to the tune of $83 billion a year.

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Is NYC’s congestion pricing just a money grab? Study reveals similar fees don’t fix traffic https://studyfinds.org/congestion-pricing-money-grab/ https://studyfinds.org/congestion-pricing-money-grab/#respond Sun, 24 Nov 2024 15:30:00 +0000 https://studyfinds.org/?p=137245

Researchers found that placing surcharges on vehicles using city streets mainly hurt lower-income communities that already had limited transit alternatives.

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